:root{--vq-primary:#003970;--vq-text:#222;--vq-bg:#f4f7fb}
*{box-sizing:border-box}body{margin:0;font-family:'Barlow Semi Condensed',Arial,sans-serif;color:var(--vq-text);background:var(--vq-bg);line-height:1.5}
header{background:#fff;border-bottom:1px solid #e3e9f0}.wrap{max-width:900px;margin:0 auto;padding:0 20px}
.top{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0}.top img{height:56px;width:auto;max-width:60vw}.top a.back{color:var(--vq-primary);text-decoration:none;font-weight:600;white-space:nowrap}
h1,h2,h3{font-family:Poppins,Arial,sans-serif;color:var(--vq-primary)}h1{font-size:2em;margin:26px 0 6px}.lead{font-size:1.1em;color:#3d4c5c;margin:0 0 22px}
footer{color:#5a6b7c;font-size:.9em;text-align:center;padding:30px 20px 40px}footer a{color:var(--vq-primary)}main{padding-bottom:20px}
.vq{max-width:820px;margin:0 auto}.vq-card{background:#fff;border:1px solid #dfe6ee;border-radius:12px;padding:28px 28px 24px;box-shadow:0 2px 10px rgba(13,59,102,.06)}
.vq-progress{height:8px;background:#e3e9f0;border-radius:4px;overflow:hidden;margin:0 0 18px}.vq-bar{height:100%;width:0;background:var(--vq-primary);transition:width .25s}
.vq-step{font-size:.9em;color:#5a6b7c;margin-bottom:6px}.vq-q{font-size:1.35em;font-weight:600;line-height:1.35;margin:0 0 6px;color:var(--vq-primary)}.vq-help{color:#5a6b7c;margin:0 0 18px;font-size:.98em}
.vq-opts{display:flex;flex-wrap:wrap;gap:10px}.vq-opt{flex:1 1 160px;min-width:140px;border:2px solid #cfd8e3;background:#fff;color:var(--vq-text);border-radius:10px;padding:14px 16px;font:inherit;font-size:1.05em;cursor:pointer;text-align:left;transition:border-color .15s,background .15s}
.vq-opt:hover,.vq-opt:focus{border-color:var(--vq-primary);background:var(--vq-bg);outline:none}.vq-opt.on{border-color:var(--vq-primary);background:#e8eef6;font-weight:600}
.vq-nav{display:flex;justify-content:space-between;align-items:center;margin-top:18px;gap:10px;flex-wrap:wrap}.vq-back{background:none;border:0;color:#5a6b7c;cursor:pointer;font:inherit;text-decoration:underline;padding:6px 0}.vq-back[disabled]{visibility:hidden}
.vq-next{background:var(--vq-primary);color:#fff;border:0;border-radius:6px;padding:12px 20px;font:inherit;font-weight:600;cursor:pointer}.vq-next[disabled]{opacity:.45;cursor:default}
.vq-result h3{font-size:1.5em;margin:0 0 8px;color:var(--vq-primary)}.vq-tier{display:inline-block;padding:6px 14px;border-radius:999px;font-weight:700;font-size:.95em;margin-bottom:14px}.vq-tier.low{background:#e6f4ea;color:#1e6b34}.vq-tier.mod{background:#fff4d6;color:#8a5a00}.vq-tier.high{background:#fde8e8;color:#9b1c1c}.vq-tier.info{background:#e8eef6;color:#003970}
.vq-result p{font-size:1.05em;line-height:1.55;margin:0 0 12px}.vq-flags{margin:0 0 14px;padding-left:20px;line-height:1.5}.vq-cta{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 10px}
.vq-btn{display:inline-block;background:var(--vq-primary);color:#fff!important;text-decoration:none;padding:14px 22px;border-radius:6px;font-weight:600;letter-spacing:.02em;text-transform:uppercase;font-size:.95em}.vq-btn.alt{background:#fff;color:var(--vq-primary)!important;border:2px solid var(--vq-primary)}.vq-btn:hover{opacity:.92}
.vq-disc{font-size:.85em;color:#5a6b7c;margin-top:14px;line-height:1.45}.vq-restart{background:none;border:0;color:#5a6b7c;cursor:pointer;font:inherit;text-decoration:underline;padding:0}
.hub{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px;margin:20px 0 30px}.hub a{display:block;background:#fff;border:1px solid #dfe6ee;border-radius:12px;padding:20px;text-decoration:none;color:var(--vq-text);box-shadow:0 2px 10px rgba(13,59,102,.06)}.hub a:hover{border-color:var(--vq-primary)}.hub h3{margin:0 0 6px;font-size:1.15em}.hub p{margin:0;color:#3d4c5c;font-size:.98em}
@media (max-width:600px){.top img{height:44px;max-width:52vw}.top a.back{font-size:.95em}.vq-card{padding:20px 16px}.vq-q{font-size:1.15em}.vq-opt{flex-basis:100%}h1{font-size:1.6em}}